Disclaimer

Fraser James Partnership Ltd is an appointed representative of Financial Services Advice and Support Ltd., which is authorised and regulated by the Financial Services Authority.Fraser James Partnership Ltd, registered in Scotland No.321098. Our registered office is: 18 Island Street, Galashiels, TD1 1NU. Tel: 01896 757734. 

The Financial Services Authority does not regulate advice on trusts. Level and bases of, and reliefs from, taxation are those currently applying but are subject to change and their value depends on the individual circumstances of the investor. The value of investments can go down as well as up, as can the income derived from them. Past performance does not guarantee future growth or income and you may not get back the full amount invested.

Some types of mortgage, such as Buy to Let mortgages, are not regulated by the Financial Services Authority. For Mortgages, our typical fee is £299. We can receive commission from the lender depending on your circumstances. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. 

Debt Management Plans, Trust Deeds and Sequestration are not regulated by the Financial Services Authority. Your ability to obtain credit will be affected in the short term and might be affected in the medium to long term. Fees payable Subject to Status. Conditions apply. Repaying debt over a longer period may increase the total amount to be paid.

Trust based solutions, guardianship advice and inheritance tax mitigation, SSAS, and certain types of corporate investments are not regulated by the Financial Services Authority.

Level and bases of, and reliefs from, taxation are those currently applying but are subject to change and their value depends on the individual circumstances of the investor. The value of investments can go down as well as up, as can the income derived from them. Past performance does not guarantee future growth or income and you may not get back the full amount invested.