Debt Solutions

Debt is now a fact of daily life for people throughout the UK and with personal debt levels soaring; many people are increasingly facing significant financial difficulties. At Fraser James Partnership Ltd we offer tailored debt solutions for our clients. We know the first step you must take when facing financial difficulties is to speak to someone – the earlier you recognise there is a debt issue; the easier it is to manage.

Debt Solutions in Scotland are different to the rest of the UK, because the laws are different, and for this reason it is important you speak to someone who knows what the options are, to make sure you do not overlook or discount a debt solution which may work for you. In brief, there are three debt solutions available to you, these currently being: a Debt Management Plan, or a Trust Deed, or Sequestration.  

By opting for one of the solutions, it is likely your ability to obtain credit will be affected in the short term and might be affected in the medium to long term. Fees payable Subject to Status. Conditions apply. Repaying debt over a longer period may increase the total amount to be paid. Debt management plans are not authorised and regulated by the FSA. At Fraser James Partnership Ltd we believe there is always a solution. For more information and guidance, or to speak with one of our qualified advisers, either male or female, please contact us in confidence, at any time.