Mortgages & Protection

Fraser James Partnership Ltd is able to assist with all of your Mortgage Finance and Protection needs. We offer whole of market independent financial advice which is tailored specifically to your individual needs.

Mortgages - There are a range of options which must be considered before choosing a mortgage, from how to repay your mortgage to the type of interest rate you choose. Our experienced, qualified mortgage advisers are available to help. We offer advice on a range of mortgages, including fixed or tracker rates, interest only or repayment mortgages and residential or buy to let mortgages. We can assist with refinancing your existing mortgage, research rates for purchasing a new home and offer advice and guidance on the best mortgage rates. Buy to Let mortgages are not regulated by the FSA. Our typical fee is £299. We can also receive commission from the lender depending on your circumstances.

Protection - The protection insurance you need may change throughout your life and with so many different products it makes choosing the correct form of cover very difficult – therefore advice is vital. Existing cover should be reviewed regularly to ensure it meets your ongoing needs. 

We offer advice on a range of plans to include: Life Cover, Serious Illness Cover or Critical Illness Cover, Income Protection Plans (previously known as Permanent Health Insurance), Private Medical Insurance, Mortgage Protection and Family Protection.  At Fraser James Partnership Ltd we believe there is always a solution. For more information and guidance, or to speak with one of our qualified advisers, either male or female, please contact us in confidence, at any time.