Retirement Planning

When considering your retirement needs it is important to make the correct decision, ensuring you maximise investment returns and vest your pension in a manner most suitable to your needs. 

There are several stages to pension planning; Fraser James Partnership Ltd is able to assist in all areas to include: maximising income, taking pension benefits either in the form of an Open Market Option (OMO) or purchasing an annuity (a pension for life), or the more specialist areas of Unsecured Pensions (USP), phased retirement or Alternatively Secured Pensions (ASP).

It is never too early to start planning for your retirement; starting early you may be able to build up sufficient funds, which have longer to grow before you require your benefits. If you have left retirement planning until later in life, it is always worthwhile speaking with our qualified pension’s advisers. 

For the more sophisticated investor we will advise on Self Invested Personal Pensions (SIPPs) and Small Self Administered Schemes (SSAS). At Fraser James Partnership Ltd we believe there is always a solution. For more information and guidance, or to speak with one of our qualified advisers, either male or female, please contact us in confidence, at any time.